Start Travelling Australia Right

25Feb 2018 by roxyprophet

How to become a Quidco Master

Saving Money, Travel Hacking Baby Steps, UK

Ultimately, you need to learn how to think like one. There are some great ways to earn cashback faster, including ways to earn without spending money. I have outlined all of them below.But, firstly, make sure you never miss out on cashback by installing the Cashback Reminder –install this in your web browser and it gives a prompt every time you are about to spend money on a website that offers cash back.How to think like a master:To become a Quidco master you first have to acknowledge the right way of thinking:First and foremost, cashback is not an income source. It is a bonus. It is not guaranteed.Most profitable Quidco users are those that save money with Quidco by checking the website before every online purchase.Make sure you focus on…

23Feb 2018 by roxyprophet

How to start saving with Cashrewards

Australia, Saving Money, Travel Hacking Baby Steps

Here is a step-by-step outline of how to start saving with Cashrewards Australia.Outlining how it works, ways to join and how I use it to save money.Get paid to shop: Cashrewards offers Australia’s largest selection of online stores. It is a shopping portal with hundreds of partner retailers. Cashrewards offers a variable amount of cash, payable back to you – which is usually a percentage of the amount you purchase online with one of their partners. On average they give 7% cash back on every purchase.I have been a happy member for years now. It’s one of my favourite travel hacking baby steps, because it so easy to use.How Cashrewards makes money:Cash Rewards is paid a commission for directing you to a retailer’s site. The commission is usually based on how…

22Feb 2018 by roxyprophet

How to become a Cashrewards Master

Australia, Saving Money, Travel Hacking Baby Steps

To become a Cashrewards MasterYou need to learn to think like one. There are many ways to earn cash back, but you need to know how to look and what restrictions you have to keep in mind.How to think like a Cashrewards master:To become a Cashrewards master you first have to acknowledge the right way of thinking:First and foremost, cashback is not an income source. It is a bonus. It is not guaranteed.Most profitable Cashrewards users are those that save money with Cashrewards by checking the website before every online purchase.Make sure you focus on the deal and not the cashback. Getting a good deal with good cashback is more rewarding than just shopping with any retailer to just get cash back.Don’t buy things you don’t need: You could lose…

21Feb 2018 by roxyprophet

Frequent Flyer Free Hidden Perks

Saving Money, Travel Hacking Baby Steps

Hidden perks in free membership frequent flyer accounts. How spending five minutes researching an airline online before making a booking can save you money.Once you are all set up being a Cashback Master and before booking your flight, my next travel hacking baby step for you is read up on the membership of the airline you plan to fly with. (more…)

02Feb 2018 by roxyprophet

What are Australian Work Essentials?

Super, Tax, Work Essentials

Three things you can’t get a job without. What are Work Essentials? Other than the visa itself, the following basics are the most important things to know and understand how to set up and use right before you leave. Without them, you can’t work in Australia.Australian Bank Account – Employers won’t pay into a foreign account and you can earn interest when transferring large sums of money into a savings account. Tax File Number (TFN) – Without a TFN you will be on an emergency tax number and taxed double. Superannuation (Your pension) – All Australian companies have to legally contribute to your pension while you work, so it’s important to set up a pension with a good company.Basics you need to set-up and understand before applying for your Work EssentialsBefore you…

31Jan 2018 by roxyprophet

TransferWise: The most cost-effective way to transfer your money

Money Transfer, Work Essentials

What is TransferWise? TransferWise is an international money transfer service that was founded in 2011. It is backed by high profile investors including PayPal’s co-founder Max Levchin and Sir Richard Branson. TransferWise provides services across borders through online and mobile platforms where customers can easily send and receive money while saving considerably against bank charges and exchange rates. It is the quickest, cheapest and easiest way I have ever transferred money. Also, if you are still based in the UK you can order a borderless debit card(a great international money withdrawal card). Transferwise borderless accounts allows you to send and receive money through borderless bank accounts. Why TransferWise? Fast transfers – The way their system works is by you depositing money into one of their local bank accounts, say…

30Jan 2018 by roxyprophet

Three ways to set up an Australian bank account

Banking, Money Transfer, Work Essentials

Now that you've signed up to TransferWise and have a fantastic international debit Mastercard as a backup, it's time to get an official Australian bank account.Why do you need an Australian bank account?If you want to work in Australia, most employers will only pay into an Australian bank account. I highly recommend you set one up before you leave so all you need to do when you land is a quick identity check.Here are seven other important reasons:It’s a great way to keep a record of your pay while you’re working towards your second-year Working Holiday Visa.Makes your tax refund easier because you need to track the interest you get on your income.It will save you money using TransferWise to send a large amount of money over rather than small…

29Jan 2018 by roxyprophet

How to get an Australian Postal Address

Australian Address, Work Essentials

Here is my proven three-stack process to getting all your mail on the go:The most important detail you need to know about applying for any Work Essential yourself is that you need a postal address. You will need to use a mixture of your accommodation and a mail forwarding service and/or visa company. With mail forwarding services and visa companies, you use their address to open all your accounts and you can just update your details when you are ready. However, most mail forwarding services and visa companies don’t forward your mail directly. They scan and email it to you wherever you are based. Therefore you need an address for everything physical once you land - most people use their hostel address.Tip: The best advice I can give you is…

29Jan 2018 by roxyprophet

Everything you need an Australian postal address for when you land

Australian Address, Work Essentials

The most important detail you need to know about applying for any Work Essential yourself is that you need a postal address.Using my three stack process; a mixture of your accommodation, online services to making your mail mostly electronic and forwarding services for everything else, you can eliminate that uneasy feeling and travel freely and easily around Australia.Here is a list of everything you will need an Australian address for when you land and start working or travelling:Tax File Number (TFN)Your TFN gets mailed to you 1-28 days after applying. You can only apply once you are in the country. If a visa company sets up your TFN make sure you set up a myGov account to access your Australian Tax Office information.This way you can access the information about your tax…

29Jan 2018 by roxyprophet

Why having an Australian Phone Number is important

Work Essentials

Getting an Australian Phone Number is the first thing you need to do when you set down in Australia. Here is why and some great tips on how to get your phone 'Australia ready' before you leave. But while you're still at home you should get your phone ready, unlocked and get a back up international sim card. Keep reading for some tips on how to do this. (more…)

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